(Thumbnail image: WillMarryForHealthInsurance.com)

“I don’t care what you look like. But what I care about is how good your health insurance is. So, you want me to respond to you? Attach your health care benefit information. What are your co-pays? 5 dollars? None? Whoo! The lower the co-pay, the sexier you are to me!” (YouTube)

A California woman is turning to the Internet for a husband with health care. Terri Carlson says she's gotten lifetime denials for coverage because of a preexisting condition, and her peculiar plea has been a viral mainstay on YouTube.

We’re looking at perspectives from CBS, Femmenoir.net, Wellsphere.com and Fox News.

In an interview on FOX News, Carlson says she's gotten more than 7,000 offers of marriage so far. But anchor Clayton Morris poses a skeptical question to Carlson in an on-air interview

MORRIS: "You know what the criticism is out there look terri is a gold digger how is this any different than you looking to marry for money what do you say to that?"

CARLSON: "Oh, I'm not looking for anybody's money. And I don't think it's any different than somebody looking for someone that's a certain height, a certain religious background."

A CBS "Early Show" interview starts with a political tone, touching on the issue of preexisting conditions.

SMITH: "Let's talk about the tough reality here. You have a preexisting condition, and in this day and time, if you're trying to get insurance, you are out of luck period, right?"

CARLSON: "Forget about it." 

SMITH: "You have no court of appeals in terms of where to go to get health care."

CARLSON: "I've uncovered nothing."

According to the Census Bureau, in 2008 about 46 million Americans did not have health insurance. A writer for Femmenoir.net says Carlson's ads highlight a great need.

“With health coverage becoming increasingly more expensive, it is more common to know someone without health coverage than someone who does have coverage. I’m surprised there are not more YouTube videos out there with men and women advertising for spouses…a lot of folks will take advantage of the opportunity to keep expenses down.”

Although marrying for health insurance might seem like a quick fix, many speculate that it could actually increase financial pressure for couples.  A blogger for Wellsphere.com thinks that high medical cost is the REAL problem.

“Pooling resources through marriage sounds sensible [but] we all know what couples argue about most -- money! It sounds like marrying for health coverage is just a band-aid for a much larger problem, one we all feel increasingly powerless to solve.”

So what do you think of Carlson's "Will Marry for Health Insurance" ad? Is it a clever idea, or is it just tacky?

Writer: Marlena Kopacz

Producer: Newsy Staff